A checking account for smart money management for students1

WCB has created an account to handle the finances for young adults and provide peace of mind to parents. We call it MoneyTree. It offers everything a high school or college student needs including several unique features which are designed specifically for students.

Account Features:

  • No minimum balance requirement
  • No minimum deposit to open
  • No monthly maintenance fee
  • Visa Debit Card or ATM Card
  • Unlimited ATM Transactions at WCB & Circle One ATMs with Access to Over 55,000 surcharge-free ATMs worldwide with the Allpoint® ATM Network2
  • 3 Free Non-WCB and Circle One transactions per month3
  • One-time courtesy fee refund4
  • Mobile Banking
  • Online Banking and BillPay

MoneyTree Advantages for parents:

Our objective with MoneyTree is to be a learning partner with you and your teen. The earlier we can teach responsible financial habits, the more likely they are to manage their money into adulthood.

Parental Advantages:

  • Online access and account alerts give you the chance to review your teen’s account activity anytime
  • Ability to set daily limits on debit card purchases and withdrawals from ATMs
  • Online transfers allow you to easily move money from your WCB account into your student's WCB account.

Checking Account Benefits

Mobile Banking

Pay almost anywhere you can swipe or tap.

Online Banking

Manage and organize your finances 24/7.

Digital Payments

Apple PayTM – Visa SRC – Samsung Pay; whatever your preference, pay with convenience.

Account Alerts

Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.

1 Only full or part-time students through age 25 are eligible. Co-owner (over age 18) required for minors.

2 Please look for the Circle One icon  

3 Machine surcharges apply.

4 Customer is responsible for requesting courtesy fee refund.